Today's Rates

Conforming Mortgages
30 Year Fixed Rate
 Rate  APR  Points
 7.375%  7.475%  0.000%
5 Year Adjustable Rate
 Rate  APR  Points
 7.000%  7.753%  0.000%
Jumbo Mortgages
Jumbo 30 Year Fixed Rate
 Rate  APR  Points
 7.500%  7.513%  0.000%

Personalized Quote

Melissa E Hartley

Loan Officer


NMLS Registry Number: 1119541
Office: 260.563.3185
Fax: 260.563.4841
1205 N. Cass St
Wabash, IN 46992

Melissa (Missy) began her banking career in 2013 and was welcomed by Crossroads Bank in the fall of 2016 as a Retail Loan Officer specializing in consumer and mortgage lending.  Missy's experience is not just limited to financing your new home, but she is also available to help facilitate your new construction, home improvement project, or home equity line of credit. She was born and raised in Wabash and has one daughter who is currently attending college. Missy enjoys dance, traveling, and spending time with family and friends.  She has served on numerous boards for our community including Wabash Chamber of Commerce, Wabash Valley Dance Theater, and Wabash County Christmas Spirit, and is currently a member of the Wabash Rotary Club and Parkview Wabash Hospital Foundation Gala committee.  Missy would love the opportunity to help simplify the homeownership process for you. 

Why online?

Applying online is easy and can be completed in as little as 20 minutes. When you have completed the application, click submit and your application will be reviewed by a Mortgage Specialist, who will follow up for the next steps.

Apply Now

Still want to have personal assistance?

You can call or e-mail one of our mortgage specialists to answer any of your questions or to ask for advice.

Free Pre-qualifications

We offer free pre-qualifications, so you can shop for your home knowing that you can afford the mortgage.

Confused about which program to choose?

We offer a variety of loan options to choose from including fixed rate mortgages and adjustable rate mortgages. We offer easy to understand explanations of each program on the site and a Mortgage Specialist is always just a call or e-mail away!